PROFESSIONAL TEAM (SELECTIVE)
Raymond Abogonye is a young Consultant and member of SBI's Small Business finance practices. Working from one of SBI’s field based office in Nigeria, West Africa; Mr. Raymond currently provides consulting and project support for SBI MSME programs in West Africa. Prior to joining the SBI team Raymond was a small business finance expert with Ecobank Nigerian from where he was seconded fully by Ecobank Transnational Incorporation to SBI. With a sound knowledge of the Nigerian SME market, Raymond currently serves as the Local Resident Advisor to the IFC African MSME finance project in Nigeria, providing support in the area of capacity building, mentoring and process re-engineering for both bank staff and SMEs. He holds an undergraduate degree from Ebonyi State University.
Manuel Alegre is a banking and finance specialist with over 15 years of experience both in consulting and the banking and investment fund industry conducting financial analyses, risk assessment and the structuring and disbursing of short, medium and long-term loans, quasi-equity and equity for SMEs, corporate enterprises and real estate developers. Mr. Alegre is currently SBI’s LAC Regional Manager supervising a variety of projects involving small business lending and housing finance solutions in the region. Mr. Alegre joined SBI in 2004 as Fund Manager of Fondo Capital Guanajuato (FOCAP), an investment fund created to support SMEs in the state of Guanajuato-Mexico administered by SBI from 2002 to 2006. Previously he worked for Banco Santander Peru as a business banking Loan Officer and Credit Officer for more than 6 years. Mr. Alegre has an MBA from the Universidad de Piura in Peru and a Master of International Management with a specialization in International Development from Thunderbird School of Global Management in Arizona. He is a Peruvian national fluent in Spanish, English and conversant in French.
Rijarivelo M. Andriamamonjy works as an SBI Consultant in Finance. He has a specialized skills in business valuation, accounting and financial fields. He has also experience in financial management in a World Bank development project. Currently, he is a short term expert for the IFC AMSME Program in six countries within Ecobank Transnational Incorporated. He is in charge of different work areas (MIS and reporting tools improvement, credit scoring, training, market study, support to the project management). He also provided work in Madagascar SBI Project (IFC Partial Credit Guarantee program). He was in charge of providing training program to SME Loan officers and credit analysts, supporting credit scoring implementation, loan portfolio monitoring. He also gave training program in SBI Mali project. Finally, he is working for the Fonds de Portage et de Privatisation in Madagascar as a Operation and Market Chief Officer. He is in charge of implementing procedures and policy regarding future stock market embryo of the FPP. Mr. Andriamamonjy holds a DESCA (Equivalent to Master Degree - Major Finance and Accounting) . He has 3 years management experience at a WorldBank development project in Madagascar (Privatization and Financial Sector reform) and nearly 5 years experience in banking and financial sector activities. He speaks English, French and Malagasy.
Amjad Arbab serves as Head, SBI Pakistan, where he is charged with overall responsibility for ShoreBank's technical and business development operations across the country, as well as within the broader region on a strategic basis. Mr. Arbab is a long-standing friend and colleague to many at SBI, most recently in his role as CEO of the Microfinance Investment Facility for Afghanistan (MISFA), which has set the global standard for best-practice in developing an effective "capital plus" wholesale and technical assistance facility in the microfinance and SME arenas for post-conflict reconstruction. Prior to this role, Mr. Arbab was a founding member of the executive management team of the Bank of Khyber (BOK), where he also served in several executive roles including as strategic architect and Head of BOK's microfinance division in the mid-late 1990's. Mr. Arbab has also served in senior positions with the Agha Khan Rural Support Programme and the Agricultural Development Bank of Pakistan, and holds a Masters in International Relations from Johns Hopkins/SAIS as well as a Masters in Political Science from the University of Peshawar.
Maricela Arroyo is a Project Accountant at SBI where she works on foreign project accounting and reporting, billing, and leads accounts receivable efforts for work with several of the company's clients, primarily on USAID. Ms. Arroyo joined SBI in Aug 2006 and works along with the full accounting team at the company's headquarters in Chicago. Ms. Arroyo is an accountant by trade and brings more than 10 years of experience in the field. Ms. Arroyo holds an Associate Degree in Applied Science from Northwestern Business College, Chicago, IL, and a Bachelor Degree in Applied Science from Kendall College, Chicago, IL. Ms. Arroyo is fluent in Spanish.
Georgiana Balanescu is currently a Business Analyst and involved in both consulting and business development activities. During this experience she has worked on projects with banking institutions such as Millennium Bank, CEC Bank, Banca Transilvania, BCR, Banca Carpatica and OTP Bank in Romania - some within EU/EBRD SME Finance Facilities. Ms. Balanescu’s activities include supporting credit risk assessments for current portfolio and associated credit risk policies and procedures, loan restructuring, credit analysis, training development, preparation of adherent materials and evaluation, data mining, customer segmentation and strategy development. She holds a diploma in Finance and Banking and one in Business Administration, both from the Academy of Economic Studies in Bucharest, Romania.
Aurica Balmus, Associate Consultant, is based in SBI’s Washington DC office and is a member of the Small Business Finance (SBF) Practice team. Her activities include business development, project management, and technical assistance to SBI clients. She works with financial institutions to implement consulting assignments across a range of SBI’s regions and practice areas - small business finance, microfinance, housing finance, savings mobilization and alternative delivery channels. As part of SBF practice, she contributed to the development of a number of internal tools devised to standardize SBI small business finance projects, including the SBF Bank Diagnostic, Toolkit and Consulting Field Guide. Ms. Balmus plays a significant role in SBI’s business development efforts by providing technical writing for proposals, participating in due diligence missions, and managing the proposal production process. She holds a Masters in International Development from the University of Pittsburgh and is fluent in Romanian and Russian and proficient in Spanish.
Diana Bialus is a member of SBI’s international team, currently working as an Associate Consultant. Ms. Bialus’s activities include research and project work on consulting projects in SME lending and microfinance throughout the ECA region. More specific assignments include lending process review and improvement, credit scoring, customer segmentation and micro and SME strategy. More recently, Ms. Bialus is also coordinating the provision of MSE lending and risk management support to one Romanian MFI. Prior to joining SBI, Ms. Bialus worked on the USAID-funded Microfinance Coalition Project in Romania aimed at developing the microfinance sector in Romania. Her professional experience includes collaboration on EU funded projects for the development of the SME sector in Romania. Ms. Bialus holds a Master Degree in Financial Management from the European Academic Centre in Nancy, France and a BA in International Business from the Academy of Economic Studies in Bucharest, Romania. She is fluent in Romanian, English and French.
Sonya Bearden is an Associate Consultant in ShoreBank International’s DC office, where she serves as a company-wide Microfinance Coordinator and ADC Implementation Lead. As part of this position, she coordinates strategy, operations, project implementation and business development for the two practices. She also leads project management for a $9.5 million portfolio of projects in microfinance, small business finance, non-credit services and alternative delivery channels (branchless banking) projects in MENA and South Asia, serving 17 commercial bank and microfinance institution clients. Her project management responsibilities include budgets; contracting, fielding, and evaluation of consultants; reporting; client relationship management; deliverables; recruiting and training. Ms. Bearden also assists in technical assistance to clients in the areas of microfinance commercialization, operations and risk management; bank downscaling; training curriculum development; costing and pricing; IT strategy, procurement and implementation; loan fund due diligence; market research and data analysis; and non-credit services (savings, insurance, health, remittances, payments), and gender-related product development. Ms. Bearden is a member of the American Anthropological Association, and has conducted field work in India in the areas of HIV/AIDS health care delivery, rural development and microfinance and in the US on inter-cultural marketing and strategic urban planning. Ms. Bearden holds an undergraduate degree from Cornell University in Urban and Regional Studies and South Asian Studies and is conversant in Arabic and Hindi.
Phil Beavers leads SBI’s Small Business Finance Center of Excellence and is responsible for the development, systemization and quality delivery of the company’s small business finance projects. With 24 years international experience in commercial finance, his career has taken him to a number of transitional countries throughout Eastern Europe, Asia, and Africa. Areas of expertise include performing market reviews, strategic planning, development of profitable risk balanced micro, small and medium enterprise (MSME) business models, and the effective training and mentoring of staff at all levels. Past clients and partners include more than 25 global financial institutions, as well as the International Finance Corporation (IFC), European Bank for Reconstruction and Development (EBRD), European Union (EU), United States Agency for International Development (USAID), United Nations Development Programme (UNDP), and Switzerland’s State Secretariat for Economic Affairs (SECO). A graduate of Appalachian State University with a double major in Finance and Risk Management, Mr. Beavers is a seasoned expert with a reputation of applying international best practices to local realities in order to create unique solutions for SBI’s clients.
Bridget Burkhardt is a Senior Consultant at SBI. Since joining SBI in September 2006 she has worked on a variety of projects ranging from the feasibility study for a housing fund to the launch of a USAID project to develop the rural lending industry in Afghanistan. Her responsibilities include the provision of financial modeling and analysis support to SBI projects, the creation of financial and other analyses to support internal SBI business decisions, and general participation as a consultant on SBI projects, particularly in a strategic advisory or funds development capacity. Ms. Burkhardt is a private equity specialist with a general corporate finance background. Prior to joining SBI she spent two years as a financial analyst in investment banking and six years as an investment professional with private equity funds in New York, London and Chicago, including three years with community development venture capital funds. Ms. Burkhardt holds an undergraduate degree from Brown University and an MBA from Harvard Business School.
Daniel Citbaj, senior consultant at ShoreBank International. Based in Milano / Italy, Daniel Citbaj has been involved in leading credit scoring initiatives, providing scoring technology and supporting consumer and MSME lending projects for various financial institutions, investment funds and donors in the United States, Central and Eastern Europe, Caucasus, Central Asia, Middle east, Sub-Saharan Africa, South Africa and Central America. He has been with SBI for over 7 years and worked on various EBRD projects for the total of 9 years, his areas of expertise include: Credit and Risk Management, process improvement and delivery of MSME due diligence training; Process management, data analysis for the development of statistically and/or expert based application scorecards and risk-rating systems; Delivery of trainings of scorecard development techniques; Software design of application processing tools, data collection tools and testing tools for credit scoring; and Project management. Mr. Citbaj has worked on providing credit scoring solutions for various lending programs – ranging from consumer products, through activity-sector specific micro and SME scorecards to highly customized solutions for Herder lending in Mongolia etc. He is experienced in MSME lending and has some experience in conducting performance evaluations of financial institutions and strategic planning. Mr. Citbaj graduated at Slovak Technical University, scientific subjects included mathematics and statistics. Mr. Citbaj is fluent in Slovak and English; understands Russian, German and has proficient expertise in several programming languages.
Eric Daugherty is a Business Analyst in the DC office providing business development and project management support primarily to the Africa region. Prior to joining SBI in 2011, Eric spent two and a half years working in Cairo, Egypt in the fields of environmental, economic, and private sector development. Most recently, he worked for the First Microfinance Foundation – Egypt, the local subsidiary of the Aga Khan Agency for Microfinance, where he provided administrative, operational, and business development support to the CEO. He also provided project support to the USAID-funded Aswan Governorate Microfinance Program as well as the CIDA-funded Cairo Economic Livelihoods Project. Eric holds undergraduate degrees in International Studies and French from Bowling Green State University and speaks fluent French and basic Arabic.
William M. Dewey is a Vice President of SBI based in the Chicago office. In his current position, Mr. Dewey leads SBI's strategy practice. In addition, Mr. Dewey plays a leading role in business development with a principal focus on corporate and retail banking strategy, organization and governance, and credit risk management. His many years of experience as both a banker and a consultant, most of which involved overseas assignments, leaves Mr. Dewey with a deep understanding of issues attendant to financial sector reform and development in emerging markets. Following a banking career which began in 1974 in Singapore and later included assignments in Southeast Asia, Latin America, and North America, Mr. Dewey was assigned by the US Treasury Department to the Hungarian and Czech governments as a senior advisor in conjunction with those governments' financial sector reform efforts. Mr. Dewey now comes to SBI from A.T. Kearney where he built and managed the financial institutions practice in Central & Eastern Europe and later undertook a similar role in Beijing, China. A fluent speaker of Spanish, Mr. Dewey has a MA from The Fletcher School of Law & Diplomacy, Tufts University, and an undergraduate degree from the University of Notre Dame.
Ann E. Dobbyn is Controller at SBI where she oversees the financial and accounting management of the company. She directs the financial affairs of SBI and prepares financial analyses of operations and is responsible for the company's financial plans and policies, its accounting practices, the conduct of its relationships with lending institutions and the financial community, the maintenance of its fiscal records, and the preparation of financial reports. She also monitors SBI field offices which she visits for audit purposes. Ms. Dobbyn is a certified public accountant in the US and has over 20 years of experience in accounting and finance control. She is an Irish national and has extensive international experience, having traveled to over 40 countries. Ms. Dobbyn has an undergraduate degree from the University of Illinois and a graduate degree from DePaul University.
Ryan Falvey, Consultant, advises financial institutions on strategic issues related to capital allocation, new business opportunities and innovative technology. Since joining SBI in 2007, Ryan has developed strategies for banks in Mongolia, Malawi, South Africa, Cambodia, Palestine and Papua New Guinea. In addition, he is responsible for monitoring and reporting on the performance of the USD 68MM BRAC Africa Loan Fund in Uganda, Tanzania and Southern Sudan and is closely involved in developing SBI's technology and alternative delivery channel practice. Prior to SBI, Ryan gained significant operational experience taking offerings to market: he started his own small business, worked for a technology start-up, led the development of independent non-profit publication, and interned with an important financial regulator during the 2008 financial crisis. Ryan possesses an M.A. in International Relations from Yale University and an undergraduate degree from UCLA. He is based in San Francisco, CA.
Bryony Fitzjohn is a Business Analyst for SBI's subsidiary in the United Kingdom. Based in London, Ms. Fitzjohn's responsibilities include the management of accounts and billing from the UK. Ms. Fitzjohn provides critical support to the London office's proposal production, research, data gathering, knowledge management, business development, administrative support and marketing functions. She also maintains and updates the company website. Her field experience includes research in Aswan, Egypt and two years living in Japan where she taught English at elementary and high schools. Ms. Fitzjohn has an MA in Geography from The University of Glasgow. She is a British national and is conversant in French and Japanese.
Anna Fogel, Associate Consultant, based in ShoreBank International’s Washington DC office, is a member of the housing finance team and provides project support and project management support in housing finance, small business finance and microfinance. As a key member of the business development team, she coordinates all organizational aspects of SBI's new project development process. During her time at SBI, she has worked on a range of housing finance projects, including assessing the construction portfolio of a commercial bank in Mongolia, evaluating the market for housing microfinance in Mongolia, providing inputs and editing the Housing Microfinance Toolkit for the MENA region, and completed a global study to identify potential housing finance investment opportunities for a development finance client. She is providing project support and inputs for the ADB-funded project to promote Housing Finance Capacity Building in South and Southeast Asia, a three year, multi-country project. Prior to joining SBI, she was a Benjamin A. Trustman Traveling Fellow and studied low-income housing finance and development in India and the Middle East. She spent six months in India, working with a housing finance team at the Institute for Financial Management and Research, evaluating the sustainability of the design and financing of slum redevelopment programs. She has worked on American housing policy and programs in Washington DC, Boston and New York. Ms. Fogel graduated from Harvard College cum laude and completed an honors thesis on the design and theories of a low-rise, high-density housing project in New York City.
Daniel Gies is a Senior Consultant for SBI where he serves as Programme Manager to various EU/EBRD SME Finance Facility projects designed to increase equipment leasing in rural areas. Over the past four years he has managed numerous EBRD-funded technical assistance programmes for Societe Générale and Raiffeisen Landesbank affiliates, as well as other leasing and SME finance assignments in Mongolia, Pakistan and Afghanistan. Before his current assignment in Romania and other countries managing rural leasing programmes, he implemented a 12-month SBI assignment in the rural finance sector of Afghanistan, where he served on the credit committees for various financial institutions, including a leasing company and major international bank. Mr. Gies joined SBI from Croatia where he served as Chief of Party on a 3-year, $3 million USAID-funded program for SME development and microfinance. During the project he fund-raised, set-up and managed a microfinance organization, Delaware International, to provide micro-loans and technical assistance to agricultural producers in the rural, war-affected areas of Croatia. At the end of the project, he supervised the merger of this organization into a larger microfinance institution, remaining as board chairman in order to assist in its transformation into a licensed bank. Before assuming this position, Mr. Gies had founded and managed a Croatian start-up internet company, raising debt and equity to form Croatia's largest digital souvenir company. He is active in corporate governance issues and serves on a number of supervisory boards of major microfinance and business-education institutions in the Balkans. Mr. Gies has an MBA Degree from Thunderbird, a bachelor’s degree from the State University of New York, and speaks fluent English, German and Serbo-Croatian, as well as proficient Russian and French.
Malith Gunasekara is the Lead IT Advisor of in the emerging SBI Technology Group, and serves as the core resource for technical, management, and business development activities related to the areas of IT/MIS and core banking systems for banks, NBFIs, and MFIs partners of SBI. Mr. Gunasekara lead many projects defining Corporate I.T. strategies, Project assessment, Project management and monitoring, IT audits, Needs assessment, GAP analysis, IT Security, RFP preparation, Procurement, Hardware, software, data communication and other solution evaluation, Data migration, Data mining, Internet based applications and also assessing and implementing new technologies such as E-commerce, E-business, Payment systems, Internet banking, ATMs, Mobile banking, SaaS based software, Virtual/branchless banking and out-sourcing of ICT services. Mr. Gunasekara has worked in 20+ countries, possess more than 25 years of experience in Information Communication Technology and is a Certified Chartered Information Technology Practitioner (CITP), UK.
Sam Grant, Consultant, based in Australia, has worked as Deputy Project Manager for the Institution Building of PNG Microfinance Limited Project Funded by the IFC. During his role in Papua New Guinea he aided the strategic deployment of consultants, managed all aspects of the project budget, and was responsible for generating and monitoring all reporting to the donor institution, client, and project manager. Sam also provided technical assistance in the areas of marketing, accounting and loan portfolio analysis. Prior to joining SBI in Papua New Guinea Sam was employed by XacBank in Mongolia as a Princeton in Asia Fellow, where he developed and led the bank’s eco-lending unit. Through XacBank he coordinated and oversaw projects with the ABD, World Bank, EBRD, and the UNDP. Under his efforts, XacBank became one of the first MFIs to generate carbon credit revenue. Mr. Grant graduated from Occidental College cum laude with distinction in Economics.
Lloyd Guzha-Chanetsa is our Consultant/ Resident Advisor at Ecobank, Nigeria, on the IFC funded Africa MSME programme. The project seeks to grow the asset and liability sides of the host financial institution’s SME banking portfolio by focusing on the development of internal skills, adoption of new SME products, enhancement of MIS systems as well as the development of an appropriate SME strategy and organizational structure. Lloyd successfully carried out similar assignments with CHF International in Liberia and Khula Enterprise Finance in South Africa. He has 18 years banking experience in retail, corporate, merchant and SME banking, gained from Zimbank in Zimbabwe. Since 2001, Lloyd has been working as an independent SME banking consultant. He has carried out varied consultancy and training assignments with several financial institutions in South Africa, namely ABSA, Khula Enterprise Finance, Nedbank, Ithala Development Bank and Development Bank of Southern Africa (DBSA). In addition, Lloyd has worked with the Commercial Bank of Africa in Kenya, the Development Bank of Swaziland and Banc ABC in Mozambique and Zimbabwe, on SME Credit Risk Management programmes. Through Southern Africa Development Community (SADC)’s Development Finance Resource Centre (DFRC), Lloyd has provided SME lending skills to senior managers drawn from Tanzania, Rwanda, Namibia, Malawi, Burundi, Kenya, Lesotho, Botswana, Mauritius and Angola. Outside banking, Lloyd has conducted training programmes for South African conglomerates such as Nampak, Vodacom, Sasol and MTN, specializing in the provision of Financial Management skills to Non-Financial managers. Lloyd holds an MBA degree, specializing in Banking and Finance, from the University of Manchester, UK.
Pierre Hoessler is Consultant at SBI where he has since July 2007 been project manager for Bank of Africa -Mali in Bamako. The objective of the project is to develop credit for SME's .The mission provides technical assistance in the various aspects of the credit process. In addition to this, the project benefits from a risk sharing facility granted by IFC. SBI's contract is for two years. Pierre Hoessler worked 15 years at BNP Paribas in the corporate departments. He has been an independent consultant for emerging countries since 2000. He conducted missions of training and consulting in Mediterranean countries, Africa and Middle East. In particular, he took part in the launching of a new guarantee fund for SME's in Lebanon. Pierre Hoessler is graduate of the Ecole Superieure de Commerce de Paris and of L'Institut d'Etudes Politiques de Paris.
Ahmed Jadallah is a Financial Services Advisor of SBI in Palestine, working mainly with bank partners and regulators to assist with operational guidance, strategy, and training related to micro and small lending process, customer service and savings mobilization. Also, he acts as a key MENA regional staff resource. Ahmed has worked for international banks and financial services institutions for the last 10 years, mainly in Gulf Region, ex. Citibank N.A., ARBIFT and Emirates Bank International. He has had practical experience of developing new lending products, managing SMEs portfolio, analyzing client's credit and financial needs, designing competitive finance packages to MSMEs, tackling customer-oriented and service-oriented issues, market analysis and feasibility studies, SWOT, PESTEL and Porter's five forces analysis. He has had published a number of banking articles in various banking magazines and economic reviews. Ahmed is an MBA degree holder with focus on banking, from the Australian University of Wollongong in Dubai.
Valentin Kanev, CPA, CIA, is Assistant Controller at SBI where he works on the foreign subsidiaries financial statements consolidation, project accounting and reporting, billing, and leads accounts payable and accounts receivable effort for the company’s control department at headquarters in Chicago. Mr. Kanev is an accountant by trade and brings more than 10 years domestic and international experience in the field. Mr. Kanev has direct experience with financial systems development including management, operations and technology platforms. Mr. Kanev holds a master’s degree in Accounting from Loyola University Chicago and a master’s in Industrial Management from University of Economics Varna in Bulgaria. He is fluent in several languages including Bulgarian and Russian.
Veena Krishnamoorthy is working as Deputy Project Manager for the South Asia Micro Savings project based in Hyderabad. Prior to joining SBI, Veena was working with Friends of Women's World Banking and also worked as a consultant for several donors in India. Prior to that, Veena has worked with Retail banks like Deutsche Bank, ABN Amro Bank, UTI Bank and Citi Financial Services. Veena has about 9 years of work experience and has MBA and a Bachelor of Commerce Degree.
Ionut Maftei is SBI consultant since 2010, currently working for EBRD SME financing line project for OTP Bank Romania. Ionut has 7 years consulting experience in banking, working in Romania for various projects. Due to his experience, he has an extended knowledge of the Romanian banking system and the banking/financial legislation. Prior to consulting, Ionut was involved in developing first mortgage project in Romania (currently GE Money), where SBI was also involved. The major banking projects Ionut was involved: retail strategy for UniCredit Tiriac Bank Romania, Business Process Redesign for BCR – Erste, CRM business requirements for BRD – GSG Romania, Market entry strategy plan for mBank Poland. Ionut holds an MBA in Finance from City University, Bellevue, California and a bachelor’s degree from Economic Studies Academy in Bucharest, Romania, Faculty of Banking & Finance.
Gerard Mariotte is Consultant at SBI where he has since September 2009 been Resident Advisor at Ecobank Cameroon as part of the overall IFC Africa MSME/Ecobank Small and Medium Sized Lending Project. The objective of the project is to develop credit for SME’s. The mission provides technical assistance in the various aspects of the credit process. In the first semester 2009, Gerard Mariotte made two short term assignments for SBI: the evaluation of the credit portfolio at the Foundation Zakoura Micro Crédit in Morocco and an intervention within the framework of a program lending with BOA Mali for the development of a new product " the loan to the women entrepreneurs ". Gerard Mariotte worked 12 years at Credit Agricole in France in different positions as commercial, risk management, international development, human resources and staff management among others and more particularly focused on SMEs’ and agricultural corporates. . In 2001 he moved to Madagascar being seconded by Credit Agricole for leading a rural micro finance network and hardly of this successful experience, he decided to work in emerging countries and managed a downscaling project in Mali and then was in charge of the setting up on the ground of an IMF in Ghana. Specialized in both Micro Finance and SME lending, Gerard Mariotte has a DEA (PhD Equivalent) Economics Politics and Analysis and a Master in Bank and Finance.
Alan Martinez is Senior Manager at SBI where he provides strategic consulting, implementation support and investment advice to financial institutions. Mr. Martinez is currently based in Chicago and is involved in the design and management of client engagements with a focus on strengthening credit, investment and risk management decision making. In addition, Mr. Martinez leads SBI’s credit scoring practice which provides scoring technology to consumer and small business lenders. Over the last seven years - in Europe, Latin America and the United States -- Mr. Martinez has managed long-term projects with seven large scale commercial banks, conducted performance evaluations of 29 financial institutions, and advised two SME investment funds. Prior to joining SBI, Mr. Martinez worked as a small business lender in Chicago with ShoreBank. Mr. Martinez earned a Bachelor of Arts Degree in Philosophy from the University of Texas and a Master’s degree in Public Policy from Harvard University.
John Mayshak, Consultant, has over 20 years practical international experience establishing, managing and supporting the development of financial institutions which provide credit to micro, small, and medium enterprises in underserved markets and transition economies. His work with Banks, MFI’s, and SME’s includes managing EU/EBRD SME Finance Facility technical assistance projects in CEE, running a Mortgage/SME finance company in Azerbaijan, and managing a Micro Loan Program in Serbia. He held a senior community development position in the U.S. with a large commercial bank providing affordable housing development loans and investments to underserved low-income communities throughout Arizona. His international and technical assistance work also includes overseeing USAID financial sector development projects in Central Europe during the formative transition years. As project manager and senior consultant, Mr. Mayshak has a proven track record in business and risk analysis, project planning and implementation, institution development, LEAN business processes and efficiency improvements, performance management, managing credit, operational, and portfolio risk, delinquency management, internal controls, sales activation, implementing MIS, credit scoring, CRM and other technology improvements, training, mentoring, and coaching staff and senior management.
Stephanie McKeiver is Executive Assistant to the President and CEO, and to the Executive Vice President. Ms. McKeiver has been employed by SBI for 13 years, and has an undergraduate degree from DePaul University.
Mitch Medigovich is a Consultant and has co-authored legislation on both the state and national level for loan officer educational standards and registration. Mitch has authored more than twelve, multi hour courses of study for participants in the mortgage industry. He is a sought after speaker and instructor on subjects of mortgage lending, risk mitigation and fair lending practices. Mr. Medigovich is also an international banking consultant on matters of mortgage lending, construction and commercial lending, loss and risk mitigation. He is also an expert witness on matters relating to RESPA and TILA compliance.
Oswaldo Mendoza is a LAC Region Consultant at SBI. He works in different projects in Mexico and Central America, ranging from implementing best practices in Small Business and Housing Finance at Financial Institutions, to participating in Capital Mobilization projects from their financial perspective. Oswaldo Mendoza holds a bachelors degree in Public Accounting and Finances from the Technological Institute of Superior Studies of Monterrey, Mexico. Oswaldo Mendoza has been working with ShoreBank International since September 2002 when SBI advised the Inter-American Development Bank in the launch of an $8 million investment fund targeting small and medium-sized businesses in Mexico, where he served as the Investment Officer. Oswaldo Mendoza is fluent in Spanish and English.
Anton Naber, CPA is a Financial Services Advisor at SBI where he currently provides oversight to three microfinance institutions and MFIs Network in Palestine, provides and supervises a wide variety of technical assistance including but not limited to credit scoring, financial rating, Human Resources Department development, Marketing plan, Business Plan and Incentive Plan development, Technology and capacity building in various financial fields as credit evaluation and internal auditing. Previously, Mr. Naber was a Senior Auditor at Deloitte & Touch (ME) testing and attestation services department where he worked for more than six years and audited different industries that included but were not limited to auditing the financial statements of UNRWA Microfinance Microenterprise Program, Auditing Hospitality Industries, NGOs, Utility Companies and others. Mr. Naber has a BA degree in Accounting and Minor in Business Administration from Bethlehem University and is also a certified public accountant of the state board of Colorado. In 2003 Mr. Naber also acquired three credit hours Masters in Politics and Economics under the supervision of George Town University.